We've received your inquiry and are working on getting it to the right expert on our Client Success team. We'll be in touch soon. Thanks so much for getting in touch. Charges 0.50% for balances up to $100,000 — and 0.40% after that; Rich in features, including a tool that allows you to invest your spare change What gives? Wealthsimple’s portfolio contents and construction are selected according to Modern Portfolio Theory (MPT) principles, as is the case with most robo … All things being equal, that makes Acorns the clear winner in my opinion. Many experts suggest pulling together a portfolio of dividend-paying stocks as a way to build an income-oriented portfolio. All the other dividend stocks have continued to pay and have raised dividends every year. The bottom line:. We will discuss this a bit below, but one caution is the dividend-paying stocks are still stocks. This portfolio has grown by 37.8% (net of fees) since Wealthsimple's launch on January 30, 2017 to … Wealthsimple also offers a fixed-income portfolio, called Smart Savings. Having more bonds or fixed income in your portfolio provides better short-term stability but reduces the long-term growth potential of your portfolio. The Wealthsimple Growth portfolio is our high risk portfolio. Overall, the portfolio has performed well. Log in to Wealthsimple to grow your money like the world's most sophisticated investors. Fractional shares from Acorns is a cherry on top. In 2019, the portfolio generated over $550 in dividend income. a ~40% loss in 2008). We hold it to replicate the inflation-hedging parts of our fixed-income allocation that no longer offer the potential for diversification or return. This is good for low risk investors because you know you will earn interest. Wealthsimple offers portfolios of low-cost ETFs and automated portfolio management, making it a great fit for new and hands-off investors, though its fee is higher compared with other options. We've modelled an 80% equities registered portfolio below. The gold holdings we’ve added are a very small part of our portfolio. How does Wealthsimple assess my risk? I thought Wealthsimple believed in staying the course and not changing your investments based on the markets. It won't mimic the returns you could make with other investments, but the interest offered is higher than the average savings account. We expect this portfolio to have the highest returns as markets trend upwards over time (10+ years), but to also suffer the largest short-term losses during a market decline (e.g. Thanks! Wealthsimple’s 0.50% fee is higher than other robo-advisors, and results in much higher fees over a 30-year period compared to Acorns. 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